Treasury21
treasury21.co · BTC · MSTR · STRC · Treasuries

Retire early on your own terms.

Free calculators for people holding Bitcoin, MSTR and STRC. Start with the SEPP planner to see how much you need to pay yourself before 59½, then plan the whole retirement.

Start here

SEPP Planner

How much do I need in a SEPP account to pay myself before 59½? Enter the take-home income you want. See the account size, the lock-in rules, and what a dividend cut does to it. Built for STRC, SATA and SATS dividend preferreds only.

Open the planner →
Plan the descent

Flight Plan

Will my money last through retirement? Plan three phases of retirement, see your balance for 45 years, a range of 500 possible market outcomes, and what a bad market early on does to your plan.

Open the flight plan →
Watch the portfolio

Wealth Dashboard

What will my holdings be worth, and can they pay my income? Projects BTC, MSTR, MSTY, STRC and Treasuries to 2045 in Bear, Base and Bull cases, with your estimated taxes and what to sell each year.

Open the dashboard →
See the community

Compare Plans

Share your plan anonymously and see how real early-retirement plans compare, including whether they hold up in the Bear case.

Open comparison →
Community snapshot

How real plans compare

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